A friend of mine from high school passed away on Lexi's birthday...she was 34. Apparently, she had just gotten home from vacation...didn't feel well...went to bed and never woke up. The cause of her death hasn't been determined...or if it has, it hasn't been shared. Nevertheless, the thought that she was only a few months older than me, and died in her sleep, scares the shit out of me. I'm not the healthiest person...I'm overweight, don't exercise, and my eating habits aren't where they should be. The thought of Lexi growing up without me, terrifies me. We wouldn't be prepared at this point should anything happen to either DH or myself.
We just applied for life insurance...something we've been procrastinating doing since we got married. I mean, I had a group policy through my job...and do through my new job as well...but it was only 1x my salary. Not enough to pay the house off or send Lexi to college. So we've recently applied...did the blood tests...and are waiting to hear if we're "approved".
We also need to think about what happens to Lexi should both of us be taken. I want to have something in place that names people that are willing to raise her. My sister being our first choice. We've talked to her about it, and she's agreed...but we have to get it on paper and legal. Anyone know how to do that? My friend passing really put alot of things in perspective...I'm not 15 anymore (though I still don't think of myself as a 34 year old working mom)...I need to start living healthier and making different choices. Not just for me...but for my family.